Lucky Bamboo vs Money Tree

The money tree is pet-safe and a proper floor plant in soil. Lucky bamboo is a dracaena grown in water on a desk, and it is toxic to cats and dogs.

Money Tree is non-toxic to cats and dogs. Lucky Bamboo is toxic to cats and dogs if chewed, so it needs a shelf pets cannot reach. Lucky Bamboo needs low to medium light (2/5) - fine a few metres back from a window. Money Tree wants medium indirect light (3/5), near a bright window, out of direct sun.

What they share: both are rated easy.

Choose

Lucky Bamboo if…

  • ✓your spot is the dimmer of the two - it manages on low to medium light
  • ✓you like a plant that asks for attention on a schedule
  • ✓your home runs dry in winter and you will not add a humidifier
  • ✓it can go somewhere pets genuinely cannot reach
  • ✓shelf space is what you have (15-30 cm (6-12 in))

Choose

Money Tree if…

  • ✓you have a bright window to give it (medium indirect light)
  • ✓you forget to water - it prefers to dry out between drinks
  • ✓it will live in a bathroom, kitchen or a humidified room
  • ✓cats or dogs chew your plants - this one is non-toxic
  • ✓you want a floor-filling plant (90-180+ cm (3-6+ ft))

Lucky Bamboo vs Money Tree: side by side

Care requirements for Lucky Bamboo and Money Tree
Attribute Lucky Bamboo Lucky Bamboo Money Tree Money Tree
Plant type Foliage Foliage
Difficulty easy easy
Light ●●○○○ 2/5
Low to medium light
●●●○○ 3/5
Medium indirect light
Water ●●●●○ 4/5
High
●●○○○ 2/5
Low
Humidity ●●○○○ 2/5
Low
●●●○○ 3/5
Average
Pet safe Toxic to cats and dogs Safe
Mature size Small
15-30 cm (6-12 in)
Large
90-180+ cm (3-6+ ft)
Growth rate Moderate Moderate
Air purifying No Yes
Native to Central Africa Central America

Key differences between Lucky Bamboo and Money Tree

Money Tree is pet-safe, Lucky Bamboo is not

Money Tree is non-toxic to cats and dogs. Lucky Bamboo is toxic to cats and dogs if chewed, so it needs a shelf pets cannot reach.

Lucky Bamboo copes with less light

Lucky Bamboo needs low to medium light (2/5) - fine a few metres back from a window. Money Tree wants medium indirect light (3/5), near a bright window, out of direct sun.

Lucky Bamboo drinks far more

Money Tree wants low watering (2/5) - water when the top 3-5 cm of soil has dried out. Lucky Bamboo needs high watering (4/5): keep the soil evenly moist, never fully dry.

Money Tree needs damper air

Money Tree rates 3/5 for humidity - normal household humidity works. Lucky Bamboo rates 2/5, so ordinary room air is fine.

Money Tree is the bigger plant

Money Tree reaches 90-180+ cm (3-6+ ft) and belongs on the floor. Lucky Bamboo tops out around 15-30 cm (6-12 in), so it suits a shelf or desk.

Money Tree is the air-purifying one

Money Tree appears on the common indoor air-purifying lists; Lucky Bamboo does not. In a normal room the effect of either is modest, so treat it as a tiebreaker rather than a reason to buy.

They come from different habitats

Lucky Bamboo originates in Central Africa; Money Tree in Central America. Matching the original habitat is the quickest way to guess what each one wants indoors.

How to tell Lucky Bamboo and Money Tree apart

Lucky bamboo is a dracaena grown in water or pebbles, usually on a desk, and it is toxic to pets. The money tree is a braided-trunk floor plant in soil and is pet-safe. Both are sold as luck charms; only one of them is a real tree.

Care at a glance

Lucky Bamboo

Lucky Bamboo

Dracaena Sanderiana

Not actually bamboo. Grows in water or soil. Very resilient.

Care in one line: Low to medium light, keep in water or moist soil, change water regularly.

Full Lucky Bamboo care guide →
Money Tree

Money Tree

Pachira Aquatica, Guiana Chestnut

Braided trunk with palmate leaves. Said to bring good luck.

Care in one line: Medium to bright light, water when dry, easy care.

Full Money Tree care guide →

Lucky Bamboo vs Money Tree: common questions

What is the difference between Lucky Bamboo and Money Tree? +

Lucky bamboo is a dracaena grown in water or pebbles, usually on a desk, and it is toxic to pets. The money tree is a braided-trunk floor plant in soil and is pet-safe. Both are sold as luck charms; only one of them is a real tree. On care, money Tree is non-toxic to cats and dogs. Lucky Bamboo is toxic to cats and dogs if chewed, so it needs a shelf pets cannot reach.

Which is easier to care for, Lucky Bamboo or Money Tree? +

Neither - both are rated easy. The practical difference is money tree is pet-safe, lucky bamboo is not.

Is Lucky Bamboo or Money Tree safe for cats and dogs? +

Money Tree is non-toxic to cats and dogs. Lucky Bamboo is toxic to cats and dogs if chewed, so keep it out of reach or choose the Money Tree.

Which needs less light, Lucky Bamboo or Money Tree? +

Lucky Bamboo. It scores 2/5 for light and fine a few metres back from a window. Money Tree scores 3/5 and near a bright window, out of direct sun.

Which needs more water, Lucky Bamboo or Money Tree? +

Lucky Bamboo, at 4/5 - keep the soil evenly moist, never fully dry. Money Tree scores 2/5: water when the top 3-5 cm of soil has dried out.

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